

Espay
Partner product overview
Espay helps ensures seamless fund collection and disbursement for its clients. By leveraging a single J.P. Morgan corporate account, customers can connect to multiple channels available across the country, with all collected funds being directly settled into their corporate account.
Beyond its core services, Espay introduces innovative solutions such as “Tagih.id,” an electronic invoice presentment and payment (EIPP) platform. This platform allows corporations to effortlessly upload bulk invoices and generate multiple virtual accounts instantly. Tagih.id addresses challenges in invoice delivery, payment, reconciliation, and settlement, providing real-time reports that streamline accounting ledger updates. Additionally, Espay offers support for email notifications and ERP system integration.
Espay360 further enhances operational efficiency with its robust cash management system. It provides customers with centralized visibility of balances across multiple bank accounts through a single portal. This system also allows for the pooling of funds from various accounts into their J.P. Morgan account, optimizing financial oversight and operations.
Benefits with J.P. Morgan
- Connect with over 35 payment channels using a single J.P. Morgan account
- Tailored plug-and-play solutions to meet specific customer needs
- Consolidate balances across multiple bank accounts within one portal
- Pool funds from various accounts into a J.P. Morgan account
- Centralized dashboard for streamlined accessibility
- Bespoke integrated reporting for incoming transactions
Solution availability
- APAC

Established in 2013, Espay is a licensed payment gateway and service provider. As a part of the Square Gate One Group, a leader in Financial Supply Chain Solutions in Indonesia and Malaysia, Espay brings extensive experience in financial technology, particularly in internet payment gateways and electronic invoice presentment and payment (EIPP).